Why Do I Need Long Term Care Coverage?

Everyone remembers that they need health and auto insurance but what about Long Term Care coverage? For most of us it falls far down on our “to do” list, if it even makes it on the list. But have you considered how you’ll pay for Long Term Care when you need it?...

The Advantages of Youth — Stop Procrastinating!

Are you considering NPFBA Long Term Care coverage? Stop procrastinating! Every year you wait equals an increase in cost for coverage. Take for example, John Smith who knows that he needs long term care coverage when he's older but is only 35 now. John thinks that he...

10 Reasons to Choose Long Term Care

10 Reasons to Choose Long Term Care

Nursing Home Care Covers inpatient room and board, supplemental services, and patient supplies. You are eligible when you can't perform 3 or more Activities of Daily Living (ADLs). Refer to Glossary page for Activities of Daily Living. Residential Care Covers...

10 Reasons to Choose Long Term Care

12 Reasons You Need Long Term Care

As the cost of healthcare continues to rise, Long Term Care (LTC) coverage becomes an increasingly important component of every American’s safety net. Traditional health insurance doesn’t cover most LTC services. State and Federal programs only cover people with low incomes and are notorious for the poor quality of care provided.