Prevention is key when it comes to decreasing the need for future long term care for the elderly. However, the truth is that the elderly population are at high risk for many health events that will likely result in the need for long term care. Long term care policies...
Updates: PERS Revised Disability Retirement & Reevaluation Required Documents for Local Safety By: John A. Ferrone, Esq. – Attorney with Ferrone Law Group The Industrial Disability Retirement (IDR) process is complicated for safety members. To qualify for an...
Just when you thought you were past the stage in life where you had to think about using protection, another reason comes along and it has nothing to do with the back seat of your parents’ station wagon and steamed-up windows. Being in a dangerous line of work means...
Have you noticed the literal bombardment of medicare commercials that pop up on the television toward the end of each year? If you’re over 50, you’re probably taking notice, and that’s because you know that you’re closer to retirement than you are to the beginning of...
The cyber age is here. In fact, in just a handful of years, the word cyber has become a concept that almost everyone can say something about, even if it is just “in the ballpark.” A simple definition for those who still may be unsure of what ‘cyber’ means is “anything...
The types of disability benefits offered by employers typically fall into one of two categories: long term (LTD) and short term (STD). In this FAQ, the difference between the two categories, as well as some other key details are covered so that you know where to begin...
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