


PERS Revised Disability Retirement & Reevaluation Required Documents for Local Safety
Updates: PERS Revised Disability Retirement & Reevaluation Required Documents for Local Safety By: John A. Ferrone, Esq. – Attorney with Ferrone Law Group The Industrial Disability Retirement (IDR) process is complicated for safety members. To qualify for an...
Married With (Or Without) Children: 4 Reasons You Still Need Protection
Just when you thought you were past the stage in life where you had to think about using protection, another reason comes along and it has nothing to do with the back seat of your parents’ station wagon and steamed-up windows. Being in a dangerous line of work means...
6-for-the-price-of-1: Understanding the Basics of Medicare
Have you noticed the literal bombardment of medicare commercials that pop up on the television toward the end of each year? If you’re over 50, you’re probably taking notice, and that’s because you know that you’re closer to retirement than you are to the beginning of...
What Is Cyber Insurance?
The cyber age is here. In fact, in just a handful of years, the word cyber has become a concept that almost everyone can say something about, even if it is just “in the ballpark.” A simple definition for those who still may be unsure of what ‘cyber’ means is “anything...