7 Surprising Health Issues That Require Long Term Care

7 Surprising Health Issues That Require Long Term Care

Nearly two-thirds of Americans over the Age of 65 will require Long Term Care (1). The average person has a one in 3 risk of spending almost 3 years in a nursing home, according to the AARP Public Policy Institute. What are the most common issues that require Long...
23 Epic Dad Jokes Your Adult Kids Will Love to Hate

23 Epic Dad Jokes Your Adult Kids Will Love to Hate

They say laughter is the best medicine. Research from Dr. Lee S. Berk and Dr. Stanley Tan started researching the health benefits of laughter, starting way back in the 80’s. They found that Laughter: Reduces stress almost immediately Raises good chloresterol...
Governor Newsom Signs SB 1192 Into Law

Governor Newsom Signs SB 1192 Into Law

Governor Gavin Newsom signed SB 1192 into law on September 30, 2020. The NPFBA Trustees were involved with legislators on its creation and we are pleased to report that we are in compliance with the new standards of 11400 of the California Insurance Code. For a full...
Take the ACE Quiz and Learn What it Means

Take the ACE Quiz and Learn What it Means

  An ACE score is a tally of different types of abuse, neglect, and other hallmarks of a rough childhood. According to the Adverse Childhood Experiences study, the rougher your childhood, the higher your score is likely to be and the higher your risk for later...
CareOptions® – A Free Family Healthcare Advisory Program

CareOptions® – A Free Family Healthcare Advisory Program

  Available FREE to All LTC Members   CareOptions® A Family Healthcare Advisory Program More than 70 apps and resources Interactive/web based – Family Healthcare Advisory program, care guide tools and care resources. Provides Search capabilities for medical...

Why Do I Need Long Term Care Coverage?

Everyone remembers that they need health and auto insurance but what about Long Term Care coverage? For most of us it falls far down on our “to do” list, if it even makes it on the list. But have you considered how you’ll pay for Long Term Care when you need it?...