7 Basic Strategies For Paying Down Debt
Wouldn’t you rather be putting a little more money toward your retirement or 401K each month and sending less of it to credit card companies? If so, you might find that with just a little effort, you’ll be able to do just that — sooner rather than later. Here are...
5 Flexible Side Hustles That Add Income To Your Household
You’ve probably heard the terms “side gig” or “side hustle” increasingly more often in the last few years. If you’re over the age of 40, you probably know the same concept – having more than one job – as just that: a second (or third) job. However, as times change so...
3 Common Estate Planning Mistakes-And The Celebs Who Made Them
Poor estate planning knows no socio-economic bounds. What happens to average American tax-payers also happens to celebs who have unusually large estates. But who actually suffers when estate planning is, well, non-existent or just poorly done, regardless of income...
Is A Trust Necessary In Single-Child Families?
Many couples (and single parents) think that fewer heirs means less headache down the road for those heirs, and simple “do-it-yourself” estate options are all that are needed. However, there are other things to consider when it comes to how your heirs (or heir) will...
6 Major Moves That Will Transform Your Life And Reduce Your Anxiety
After working hard for many years, retirement can be an exciting part of life to think about; but it can also evoke feelings of stress and anxiety when pondering about finances, health, and a sense of purpose while retired. Luckily, there are many ways to plan for...
Long Term vs. Short Term Disability Benefits: What’s the Difference?
The types of disability benefits offered by employers typically fall into one of two categories: long term (LTD) and short term (STD). In this FAQ, the difference between the two categories, as well as some other key details are covered so that you know where to begin...
NPFBA Long Term Care Coverage: 11 Most-Asked Questions
Why are so many people talking about long-term care and their financial plan? The reason is pretty straightforward: People are healthier than they were a few generations ago, which means they are living longer. Fewer people are dying of diseases than in the past due...
Teaching Gun Safety To Your Children
Education is key when it comes to ensuring gun safety. However, many parents do not know when is best to begin educating their children, and how best to start. We interviewed a local law enforcement officer to get the 4-1-1 on gun safety. Here are some of the main...
Gun Safety And Children: The S-E-R Method
While the debate about gun ownership is ongoing, almost no one disagrees with the fact that guns and children do not mix. Equally agreed upon is the fact that children should be taught about gun safety. And as with other important life lessons, age-appropriate...
How a 20-Minute Walk Can Transform Your Workday
Whether you are now working from home or still commuting to an office, the workday grind is real. When you are focused on work for hours at time, no matter the environment, it can take a mental toll, just like sitting in a chair for hours at a time can have a negative...