25 Points of Wisdom From 25 Years of Service To California’s First Responders
NPFBA has spent 25 years helping California's bravest build incredible careers and lives and protecting them with Long-Term Care. And as a member-managed association of career firefighters and law enforcement officers, we serve from the frontlines, not the sidelines....
Maximize Your Money: 11 Powerful Personal Finance Apps for First Responders
There is an entire ocean of personal finance apps out there. Luckily, we have taken the time to roung up 11 of the best to help you stay at the top of your money game. 1. YNAB (You Need A Budget) - Your Personal Finance Boot Camp YNAB is the drill sergeant your money...
How to Master Mindful Consumerism: 12 Steps to an Abundant Lifestyle
We’re about to revolutionize your spending habits and set you on the path to true abundance. Forget what you think you know about smart shopping – it's time to talk about mindful consumerism and we're going deeper than coupons and sales. This is about rewiring your...
10 Reasons California First Responders Need to Start Retirement Planning Now
Listen up, heroes. You're out there saving lives, but who's saving your future? It's time to turn that courage towards securing your golden years. Here are 10 hard-hitting reasons why you need to start retirement planning now, especially if you're a California police...
The Caregivers Crucible: How To Navigate & Prevent The 6 Toughest Challenges
Buckle up, because we're about to dive into the real, raw, unfiltered truth and the trenches of caregiving, and I promise you, it's not for the faint of heart. But by the time we're done, you'll be armed with the knowledge to navigate this battlefield like a pro. This...
A Season of Security: The Gift of Long-Term Care for First Responders
Navigating Life’s Health Rollercoaster: The 5 Major Events That Demand Long Term Care
Prevention is key when it comes to decreasing the need for future long term care for the elderly. However, the truth is that the elderly population are at high risk for many health events that will likely result in the need for long term care. Long term care policies...
Unwrap Joy: Encouraging Self-Care for First Responders During the Holiday Hustle
As we enter into the holiday season, it is imperative to reflect not only on the heroism of our first responders but also on their mental well-being. While we often think about protecting ourselves and our loved ones from PTSD and suicide, the often-overlooked...
PERS Revised Disability Retirement & Reevaluation Required Documents for Local Safety
Updates: PERS Revised Disability Retirement & Reevaluation Required Documents for Local Safety By: John A. Ferrone, Esq. - Attorney with Ferrone Law Group The Industrial Disability Retirement (IDR) process is complicated for safety members. To qualify for an IDR...
Married With (Or Without) Children: 4 Reasons You Still Need Protection
Just when you thought you were past the stage in life where you had to think about using protection, another reason comes along and it has nothing to do with the back seat of your parents’ station wagon and steamed-up windows. Being in a dangerous line of work means...
