
PERS Revised Disability Retirement & Reevaluation Required Documents for Local Safety
Updates: PERS Revised Disability Retirement & Reevaluation Required Documents for Local Safety By: John A. Ferrone, Esq. - Attorney with Ferrone Law Group The Industrial Disability Retirement (IDR) process is complicated for safety members. To qualify for an IDR...

Married With (Or Without) Children: 4 Reasons You Still Need Protection
Just when you thought you were past the stage in life where you had to think about using protection, another reason comes along and it has nothing to do with the back seat of your parents’ station wagon and steamed-up windows. Being in a dangerous line of work means...

So Money: 8 Financial Podcasts To Make Your Money Grow
We may not all have Vince Vaughn’s character from the movie Swingers following us around and constantly reminding us, “Dude, you’re so money!” but we do have the next best thing: financial podcasts that can help make us feel like a money tree is, in fact, growing...

4 Ways to Build a Solid Financial Base in Today’s Roller Coaster Economy
We may be experiencing a roller coaster in economic terms, not to mention the emotions that go along with a turbulent economy, but every generation has its own set of challenges. It’s nothing new. After all, we’re about six years from the 100th anniversary of the...

The 5 Basic Steps of Navigating the Workers’ Comp System for LEO’s
You've probably heard the term 'workers' compensation' many times in your working life, and no doubt you've been paying into it for several years. But do you know how it works? We’ll explain the basic steps any employee goes through in a workers' comp situation and...

4 Side Hustles for Law Enforcement Personnel
At the end of an exhausting week, as a member of law enforcement, you probably get excited about kicking up your feet on your days off, going on an excursion with family or some friends, and generally, just relaxing. However, you also know those excursions and...

3 Useful Tips to Help Keep Young Kids Fire Safe
The topic of teaching fire safety to young children has a lot of moving parts. How fires start, how they can harm you, and of course, what to do if one starts if you are inside a house that is on fire are just a few. Of course, the first rule we think about when...

5 Critical Financial Conversations LEO Couples Must Have About Retirement
Most couples learn early in their relationship why communication is so important. For example, raising children and deciding where to live are two compelling topics that require solid communication. A third one, finances, should also be considered one of the most...

5 Ways to Pay Off Your Mortgage Early (and Why You Should)
If you are a recent first-time homeowner and, as such, a first-time mortgage owner, you're probably basking in the glow of finally having your act together enough to have accomplished home ownership. Congratulations! It required discipline and everyone knows it,...

6 Tips to Straighten Out a Monthly Budget When You’re Weekly Income Wiggles
Are you finding it impossible to make a monthly budget when your weekly paycheck is all over the map? One week your clipping coupons, and the next, you're having the time of your life (within reason). Good news: You are not alone. And if you or your spouse already...