Navigating Life’s Health Rollercoaster: The 5 Major Events That Demand Long Term Care
Prevention is key when it comes to decreasing the need for future long term care for the elderly. However, the truth is that the elderly population are at high risk for many health events that will likely result in the need for long term care. Long term care policies...
PERS Revised Disability Retirement & Reevaluation Required Documents for Local Safety
Updates: PERS Revised Disability Retirement & Reevaluation Required Documents for Local Safety By: John A. Ferrone, Esq. – Attorney with Ferrone Law Group The Industrial Disability Retirement (IDR) process is complicated for safety members. To qualify for an...
The Cost of Becoming Disabled, Part 1: What’s Your Most Valuable Asset?
If someone asked you, “What is your most valuable asset?” you’d probably immediately think of material possessions that are paid off, whether they hold their value or not. You might say a newer vehicle or a modest vacation cabin you inherited from your grandfather...
6-for-the-price-of-1: Understanding the Basics of Medicare
Have you noticed the literal bombardment of medicare commercials that pop up on the television toward the end of each year? If you’re over 50, you’re probably taking notice, and that’s because you know that you’re closer to retirement than you are to the beginning of...