The Only Long Term Care Plan Created Specifically For Safety And Non-Safety Members of Law Enforcement & Fire Service Personnel & Their Spouses.
What is NPFBA? Check out the video below.
Plan For Your
By enrolling in Long Term Care, you are choosing to protect your assets, preserve your pension
dollars, as well as financially and emotionally protect your family, insuring that your future needs will be covered. Enrolling in the plan helps shoulder the burden so many families are susceptible to when their loved ones need care.
The NPFBA Long Term Care Plan protects your independence, your standard of living, your pension dollars and your financial legacy. More importantly, it preserves your family’s peace of mind and your dignity. Without long term care coverage your financial future could be in turmoil.
The NPFBA Long Term Care Plan was developed by public safety personnel to protect those who protect others. It is managed by experienced law enforcement and fire service personnel dedicated to providing the richest benefits at the lowest rates.
GET INPATIENT ROOM AND BOARD, SUPPLEMENTAL SERVICES, AND PATIENT SUPPLIES.
- Home Health Care
- Residential/Assisted Living Care
- Nursing Home Care
- Respite Care – for primary caregiver
- Lifetime Benefits
- No Lifetime payments
- Two Plans Available
- Age Based Payments With Multiple Payment Options
- One Million Dollar Benefit Limit
- 3% Cost of Living Increases for First 26 Years
- Tax-Free Benefit
- Death Benefit
- Portable Coverage Throughout the United States
- Waiver of Payments While Receiving Benefits
- 60 or 90 Day Elimination Period Based on Health at Application
- Member-Determined Level of Care
Get The Protection
You and Your Family Deserve
NPFBA is a non-profit, mutual benefit trust,
jointly established by CLEA and CAPF and operated pursuant to Certificates of Authority issued to CAPF and CLEA by the California Department of Insurance. CLEA and CAPF and their benefits trusts comply with the requirements of the California Insurance Code governing benefit and relief associations for peace officers and firefighters, as well as the applicable requirements of the Internal Revenue Code.
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