Is A Trust Necessary In Single-Child Families?

Is A Trust Necessary In Single-Child Families?

Many couples (and single parents) think that fewer heirs means less headache down the road for those heirs, and simple “do-it-yourself” estate options are all that are needed. However, there are other things to consider when it comes to how your heirs (or heir) will...
NPFBA Long Term Care Coverage: 11 Most-Asked Questions

NPFBA Long Term Care Coverage: 11 Most-Asked Questions

Why are so many people talking about long-term care and their financial plan? The reason is pretty straightforward: People are healthier than they were a few generations ago, which means they are living longer. Fewer people are dying of diseases than in the past due...
Advanced Care Planning: What Is It And Why Do I Need It?

Advanced Care Planning: What Is It And Why Do I Need It?

By the time most people are in their 50s, they’ve done some unofficial advanced care planning. And that’s because by that age, most people have spent at least a little time thinking or talking about their mortality. That is, when they’re going to die, what it will be...
5 Major Trends In Long Term Care

5 Major Trends In Long Term Care

Some positive, and some not quite as positive trends have emerged over the last several years in long-term care options. Like many industries these days, norms, best practices and even options are changing rapidly. Here are a few things to consider regarding long-term...
Whole v. Term Life Insurance: A Primer

Whole v. Term Life Insurance: A Primer

With the number of different insurance products in the marketplace today, consumers have many more choices than they did twenty, thirty, or even fifty years ago. But with those expanded choices comes a need to do a little more homework, so that the right product is...