The Importance of Estate Planning with Long-Term Care in Mind

The Importance of Estate Planning with Long-Term Care in Mind

Most people, by the time they reach their mid-50s, are enjoying an empty nest. Kids are on their own, probably either graduated from college and starting a career, or already in stable jobs or careers and even thinking about a family of their own some day. This is...
4 Tips To Keep Seniors Independent And Safe

4 Tips To Keep Seniors Independent And Safe

As tempting as it may be to err on the side of caution and over-manage your aging parent’s other loved one’s daily life, a few subtle changes can make a huge difference in their safety as well as your peace of mind as they become a little less sure of their daily...
The 5 Major Health Events That Require Long Term Care

The 5 Major Health Events That Require Long Term Care

Prevention is key when it comes to decreasing the need for future long term care for the elderly. However, the truth is that the elderly population are at high risk for many health events that will likely result in the need for long term care. Long term care policies...
The Haunting Truth About Alzheimer’s: It’s Not What You Think

The Haunting Truth About Alzheimer’s: It’s Not What You Think

With Halloween right around the corner, I am sure we can all think of a few scary items (i.e., spiders, ghosts, witches etc.). But something very scary that may not come to mind is the haunting truth about Alzheimer’s disease.  More than 1 in 9 people (11.3%) of...
Important Letter Regarding Your Long Term Care

Important Letter Regarding Your Long Term Care

We wanted to update you on the current status of your National Peace Officers and FireFighters Benefit Association (NPFBA) long-term care (LTC) plan (Plan). There have been recent concerns over other LTC plans operating in California. NPFBA does not anticipate...
Start Your Plan For Retirement By Following These 4 Steps

Start Your Plan For Retirement By Following These 4 Steps

As law enforcement officers and firefighters, we traditionally think about serving others in our official capacity.  Where we sometimes fall short is in our personal financial security and planning for our retirement. We work hard, play hard, and enjoy raising our...