The types of disability benefits offered by employers typically fall into one of two categories: long term (LTD) and short term (STD). In this FAQ, the difference between the two categories, as well as some other key details are covered so that you know where to begin...
Why are so many people talking about long-term care and their financial plan? The reason is pretty straightforward: People are healthier than they were a few generations ago, which means they are living longer. Fewer people are dying of diseases than in the past due...
By the time most people are in their 50s, they’ve done some unofficial advanced care planning. And that’s because by that age, most people have spent at least a little time thinking or talking about their mortality. That is, when they’re going to die, what it will be...
Is there a book big enough to contain all of the advice you wish you were given when you left your parents’ home to start life on your own? Haven’t we all, at some time or other in our thirties or even forties, said to ourselves, “I wish I’d known this sooner”? ...
Money…what is it good for? Absolutely everything! Well, perhaps not everything, but for many things. Money shouldn’t define us, but it does need to pay our bills and feed our children and keep the lights on while we are doing what defines us, whether that is work,...
With the advent of the internet and more recently, social media mania, there’s no shortage of advice out there when it comes to how people should or shouldn’t raise kids or how to just guide them through their younger years. In fact, it’s nearly impossible to scroll...
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