Long Term vs. Short Term Disability Benefits: What’s the Difference?
The types of disability benefits offered by employers typically fall into one of two categories: long term (LTD) and short term (STD). In this FAQ, the difference between the two categories, as well as some other key details are covered so that you know where to begin...
NPFBA Long Term Care Coverage: 11 Most-Asked Questions
Why are so many people talking about long-term care and their financial plan? The reason is pretty straightforward: People are healthier than they were a few generations ago, which means they are living longer. Fewer people are dying of diseases than in the past due...
Advanced Care Planning: What Is It And Why Do I Need It?
By the time most people are in their 50s, they’ve done some unofficial advanced care planning. And that’s because by that age, most people have spent at least a little time thinking or talking about their mortality. That is, when they’re going to die, what it will be...
6 Nuggets Of Advice To Give Kids As They Venture Into The World
Is there a book big enough to contain all of the advice you wish you were given when you left your parents’ home to start life on your own? Haven’t we all, at some time or other in our thirties or even forties, said to ourselves, “I wish I’d known this sooner”? ...