October is Breast Cancer Awareness month, and with that we should be raising our awareness of long term effects associated with breast cancer treatment, surgery, and everyday life during remission and after recovery. The cancer survival rate is...
We wanted to update you on the current status of your National Peace Officers and FireFighters Benefit Association (NPFBA) long-term care (LTC) plan (Plan). There have been recent concerns over other LTC plans operating in California. NPFBA does not anticipate...
As the cost of care continues to rise, Long Term Care (LTC) coverage becomes an increasingly important component of every American’s safety net. Traditional health insurance does not cover most LTC services. State and Federal programs only cover people with low...
Do you remember when you were a kid and you wanted to buy something? You would ask one of your parents or grandparents and sure enough they would usually buy it for you. Ultimately, this free pocket of money stopped as you grew older and you were told to do household...
As law enforcement officers and firefighters, we traditionally think about serving others in our official capacity. Where we sometimes fall short is in our personal financial security and planning for our retirement. We work hard, play hard, and enjoy raising our...
Nearly two-thirds of Americans over the Age of 65 will require Long Term Care (1). The average person has a one in 3 risk of spending almost 3 years in a nursing home, according to the AARP Public Policy Institute. What are the most common issues that require Long...
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