If you’re thinking about becoming a fire spouse, chances are you’ve run into people, strangers and acquaintances, who have offered some words of wisdom. You might even have close friends in your position. Whatever the case may be, well meaning advice is probably all...
One common firefighter schedule, the 24/48, is named for the rotating hours on and hours off. It requires a 24-hour shift followed by 48 hours off. Another common firefighter schedule is the 48/96, which means two days (48 hours) on and four days off. Both schedules...
Not only did 2020 bring unprecedented suffering in terms of a global pandemic, three of the five largest fires in California history burned a total of 1.8 million acres that year. With a multi-year drought encompassing most of the Western half of the U.S., California...
We wanted to update you on the current status of your National Peace Officers and FireFighters Benefit Association (NPFBA) long-term care (LTC) plan (Plan). There have been recent concerns over other LTC plans operating in California. NPFBA does not anticipate...
As the cost of care continues to rise, Long Term Care (LTC) coverage becomes an increasingly important component of every American’s safety net. Traditional health insurance does not cover most LTC services. State and Federal programs only cover people with low...
Nursing Home Care Covers inpatient room and board, supplemental services, and patient supplies. You are eligible when you can’t perform 3 or more Activities of Daily Living (ADLs). Refer to Glossary page for Activities of Daily Living. Residential Care...
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