Our LTC plan is a comprehensive insurance policy designed to cover expenses related to daily living assistance and specialized care should you need it in the future. Recognizing the unpredictable nature and risks associated with law enforcement professions, this plan ensures you and your loved ones are well-taken care of, without burdening your finances.

As a law enforcement officer, you face unique on-the-job challenges that come with inherent risks. An LTC policy not only provides peace of mind for unforeseen health-related issues but also ensures that potential future health care needs won’t strain your retirement savings or other financial aspirations.

Our LTC plan is crafted specifically for law enforcement officers in California. We emphasize:

• Safety & Security – Aligning with your dedication to public safety, our policies prioritize your health and financial well-being.
• Flexibility – Catering to the unpredictable nature of your profession, we offer adaptable plans.
• Stable Benefits & Predictable Premiums – In line with the stability of your income, our benefits and premiums are consistent.

We offer flexible coverage ranging from home care to facility care. Whether you require assistance with daily living activities or specialized nursing care, our policy ensures you’re covered based on your unique requirements.

Absolutely! Middle career is often when financial burdens like mortgages, children’s education, and retirement planning come into focus. By investing in an LTC plan now, you ensure that unforeseen health expenses won’t derail your financial plans down the line.

Our LTC policy complements your current and future financial aspirations. It acts as a safety net, ensuring that potential health costs don’t impinge on your retirement funds, children’s education savings, or other investments.

 Recognizing the pace of modern life, we emphasize a seamless digital experience. Manage your LTC policy, schedule consultations, and get 24/7 online support, all with a few clicks.

Our outreach emphasizes community engagement and transparent communication. We ensure clear breakdowns of fees, benefits, and any potential drawbacks, keeping you informed every step of the way.

At NPFBA, we’ve built our LTC policies around real-life challenges and aspirations of law enforcement officers in California. We not only aim to cover potential health adversities but also grasp the motivations, preferences, and pain points unique to your profession.

Trust and integrity are at the heart of our operations. We prioritize your trust, offering uncompromising integrity and unparalleled commitment. Don’t just take our word for it – hear from fellow officers who’ve entrusted us with their future.

The law enforcement community is closely connected, and we understand the significance of word-of-mouth. We pride ourselves on the testimonials of fellow officers, emphasizing the resonance and reliability of our LTC policy within your community.

Absolutely! We provide a range of resources tailored for law enforcement officers to help them navigate the complexities of LTC, retirement planning, and other financial considerations.

Yes, recognizing the integral role families play in the well-being of our law enforcement community, we also offer LTC plans that cater to the needs of spouses.

Our commitment to your well-being extends beyond state lines. If you decide to retire outside of California, your LTC policy will still provide the coverage and benefits as outlined in your plan.

We believe in an open-door policy. If you have concerns, we encourage you to reach out to our dedicated support team. We prioritize your satisfaction and will work diligently to address and resolve any issues.

Understanding that life is unpredictable, especially in a profession like law enforcement, we provide flexibility in plan updates. You can consult with our team to discuss potential changes based on your evolving needs.

 We value the community spirit of law enforcement agencies and unions. Reach out to our team to discuss potential group plans or offers.

We strictly adhere to privacy regulations and prioritize the security of your data. Rest assured, your information is safe, encrypted, and will never be shared without your explicit consent.

Our LTC benefits are designed for swift activation in emergencies. Once all necessary criteria are met, benefits can be availed in a timely manner, ensuring you get the care you need without delays.

Feel free to reach out via our digital platforms or contact our dedicated team for a personalized consultation. We’re here to guide you every step of the way.