If you’ve decided that a revocable trust is the right choice for you, it may be time to start hunting for a financial or legal professional who can create it and walk you through the process. If you are still trying to figure out whether it’s a will or a trust that...
As a person’s career advances, or even begins to wind down, depending on how you look at it, there comes a time to consider a whole host of topics, such as long-term care options and retirement plans. But a third category is just as important as those other two:...
Most people, by the time they reach their mid-50s, are enjoying an empty nest. Kids are on their own, probably either graduated from college and starting a career, or already in stable jobs or careers and even thinking about a family of their own some day. This is...
As the cost of care continues to rise, Long Term Care (LTC) coverage becomes an increasingly important component of every American’s safety net. Traditional health insurance does not cover most LTC services. State and Federal programs only cover people with low...
Nursing Home Care Covers inpatient room and board, supplemental services, and patient supplies. You are eligible when you can’t perform 3 or more Activities of Daily Living (ADLs). Refer to Glossary page for Activities of Daily Living. Residential Care...
On April 20, 2006, Sean Simonson, a City of Milpitas firefighter, flew over the handlebars of his mountain bike and landed on his head. Sean’s accident injured his spinal cord and changed his life forever when he became a quadriplegic (someone with limited or no...
