Whole v. Term Life Insurance: A Primer

Whole v. Term Life Insurance: A Primer

With the number of different insurance products in the marketplace today, consumers have many more choices than they did twenty, thirty, or even fifty years ago. But with those expanded choices comes a need to do a little more homework, so that the right product is...
Where To Get a Revocable Trust Without Breaking the Bank

Where To Get a Revocable Trust Without Breaking the Bank

If you’ve decided that a revocable trust is the right choice for you, it may be time to start hunting for a financial or legal professional who can create it and walk you through the process. If you are still trying to figure out whether it’s a will or a trust that...
What Does it Mean to Fund a Trust?

What Does it Mean to Fund a Trust?

As a person’s career advances, or even begins to wind down, depending on how you look at it, there comes a time to consider a whole host of topics, such as long-term care options and retirement plans. But a third category is just as important as those other two:...
Important Letter Regarding Your Long Term Care

Important Letter Regarding Your Long Term Care

We wanted to update you on the current status of your National Peace Officers and FireFighters Benefit Association (NPFBA) long-term care (LTC) plan (Plan). There have been recent concerns over other LTC plans operating in California. NPFBA does not anticipate...
Why You Should Have Long Term Care

Why You Should Have Long Term Care

As the cost of care continues to rise, Long Term Care (LTC) coverage becomes an increasingly important component of every American’s safety net. Traditional health insurance does not cover most LTC services. State and Federal programs only cover people with low...
Start Your Plan For Retirement By Following These 4 Steps

Start Your Plan For Retirement By Following These 4 Steps

As law enforcement officers and firefighters, we traditionally think about serving others in our official capacity.  Where we sometimes fall short is in our personal financial security and planning for our retirement. We work hard, play hard, and enjoy raising our...