We wanted to update you on the current status of your National Peace Officers and FireFighters Benefit Association (NPFBA) long-term care (LTC) plan (Plan). There have been recent concerns over other LTC plans operating in California. NPFBA does not anticipate...
As the cost of care continues to rise, Long Term Care (LTC) coverage becomes an increasingly important component of every American’s safety net. Traditional health insurance does not cover most LTC services. State and Federal programs only cover people with low...
Nearly two-thirds of Americans over the Age of 65 will require Long Term Care (1). The average person has a one in 3 risk of spending almost 3 years in a nursing home, according to the AARP Public Policy Institute. What are the most common issues that require Long...
In 1999, Tim Anderson saw the value of long term care coverage and joined NPFBA. Tim served as an officer in the Marines where he completed over 120 parachute jumps. Tim retired from both Los Angeles City Police and Glendale Police after serving in many capacities....
Nursing Home Care Covers inpatient room and board, supplemental services, and patient supplies. You are eligible when you can’t perform 3 or more Activities of Daily Living (ADLs). Refer to Glossary page for Activities of Daily Living. Residential Care...
On April 20, 2006, Sean Simonson, a City of Milpitas firefighter, flew over the handlebars of his mountain bike and landed on his head. Sean’s accident injured his spinal cord and changed his life forever when he became a quadriplegic (someone with limited or no...
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