The types of disability benefits offered by employers typically fall into one of two categories: long term (LTD) and short term (STD). In this FAQ, the difference between the two categories, as well as some other key details are covered so that you know where to begin...
Why are so many people talking about long-term care and their financial plan? The reason is pretty straightforward: People are healthier than they were a few generations ago, which means they are living longer. Fewer people are dying of diseases than in the past due...
Whether you are now working from home or still commuting to an office, the workday grind is real. When you are focused on work for hours at time, no matter the environment, it can take a mental toll, just like sitting in a chair for hours at a time can have a negative...
By the time most people are in their 50s, they’ve done some unofficial advanced care planning. And that’s because by that age, most people have spent at least a little time thinking or talking about their mortality. That is, when they’re going to die, what it will be...
Once a family member’s health status begins to decline, it can be difficult for them to remain feeling dignified and independent when they are unable to live the life they once lived and need assistance doing daily life activities. There are ways that loving family...
Seems like just yesterday you were making dinner…and here you are again trying to figure out what to cook. Not only that, it’s 7 p.m. and there are still chores to do and kids to help with homework. In my case, with two people working full time, four kids who all have...
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