LONG TERM CARE PLAN /COST

Benefits increase every year you are in the plan*.

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Age 35-Year Pay Lifetime Pay
21 $80 $74
22 $80 $74
23 $80 $74
24 $80 $74
25 $80 $74
26 $80 $74
27 $83 $77
28 $86 $80
29 $89 $82
30 $89 $82
31 $89 $83
32 $92 $86
33 $96 $90
34 $99 $93
35 $101 $94
36 $103 $96
37 $105 $98
38 $108 $101
39 $111 $104
40 $113 $106
41 $115 $107
42 $118 $111
43 $124 $117
44 $132 $125
45 $137 $130
46 $140 $135
47 $145 $140
48 $152 $149
49 $160 $155
50 $173 $171
51 $187 $185
52 $201 $197
53 $211 $208
54 $224 $221
55 $240 $238
56 $256 $254
57 $275 $274
58 $293 $290
59 $308 $306
60 $331 $329

 

Years in Plan Nursing Home $150 Residential 70% Home Care 50%
1 $150 per day $105 per day $75 per day
2 $155 per day $109 per day $78 per day
3 $160 per day $112 per day $80 per day
4 $165 per day $116 per day $83 per day
5 $170 per day $119 per day $85 per day
6 $175 per day $123 per day $88 per day
7 $180 per day $126 per day $90 per day
8 $185 per day $130 per day $93 per day
9 $191 per day $134 per day $96 per day
10 $197 per day $138 per day $99 per day
11 $203 per day $142 per day $102 per day
12 $209 per day $146 per day $105 per day
13 $215 per day $151 per day $108 per day
14 $221 per day $155 per day $111 per day
15 $228 per day $160 per day $114 per day
16 $235 per day $165 per day $118 per day
17 $242 per day $169 per day $121 per day
18 $249 per day $174 per day $125 per day
19 $256 per day $179 per day $128 per day
20 $264 per day $185 per day $132 per day
21 $272 per day $190 per day $136 per day
22 $280 per day $196 per day $140 per day
23 $288 per day $202 per day $144 per day
24 $297 per day $208 per day $149 per day
25 $306 per day $214 per day $153 per day
26 $315 per day $221 per day $158 per day

* Benefit amount continues to increase 3% with each year in Plan up to year 26.

Illustration only. Refer to Plan documents for specific details.

THE COST OF WAITING

Daily Benefit Amount at Different Ages

Based on our Long Term Care Plan – Daily Rate for Nursing Home

Cost of Waiting Chart
Actual Age 30 42 51 60 70 75
AGE 30 MONTHLY COST $89 $150 $209 $272 $315 $315 $315
AGE 42 MONTHLY COST $118 $150 $191 $249 $315 $315 $315
AGE 51 MONTHLY COST $187 $150 $191 $256 $297 $315 $315
AGE 60 MONTHLY COST $331 $150 $197 $228 $315 $315 $315
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