Choose Your Plan

PLAN A

 

Features & Benefits:

  • Lifetime Benefits to $750,000
  • Nursing Home, Residential/Assisted Living Care, Home Health Care
  • Respite Care – For primary Caregiver
  • Choose your care provider
  • 3% Compounded Inflation protection for the first 26 years
  • Benefits are tax-free
  • Portable coverage throughout the United States
  • 90-day elimination period
  • Age-based rates
  • Payment term of 35 years or lifetime
  • Waiver of payments while receiving benefits

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PLAN B

Features & Benefits

  • Lifetime Benefits to $500,000
  • Nursing Home, Residential/Assisted Living Care, Home Health Care
  • Respite Care – For primary Caregiver
  • Choose your care provider
  • 3% Compounded Inflation protection for the first 26 years
  • Benefits are tax-free
  • Portable coverage throughout the United States
  • 90-day elimination period
  • Age-based rates
  • Payment term of 35 years
  • Waiver of payments while receiving benefits

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SECURE 55

Features & Benefits:

  • Lifetime Benefits to $750,000
  • Nursing Home, Residential/Assisted Living Care, Home Health Care
  • Respite Care – For primary Caregiver
  • Choose your care provider
  • Benefits are tax-free
  • Portable coverage throughout the United States
  • 90-day elimination period
  • Age-based rates
  • Waiver of payments while receiving benefits
  • Must be converted by age 50
  • Upon conversion, the member has guaranteed insurability and maintains all COLA increases already credited*

*Important Note: Secure 55 is a level rate, $55 per month conversion option that offers lower initial rates. Enrollment must take place between the ages of 21 and 49. The member has the option to convert to an available product at or before age 50. If a conversion is not selected, the plan terminates at age 55.

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