The Importance of Estate Planning with Long-Term Care in Mind

The Importance of Estate Planning with Long-Term Care in Mind

Most people, by the time they reach their mid-50s, are enjoying an empty nest. Kids are on their own, probably either graduated from college and starting a career, or already in stable jobs or careers and even thinking about a family of their own some day. This is...
The Advantages of Youth-Stop Procrastinating

The Advantages of Youth-Stop Procrastinating

Are you considering NPFBA Long Term Care coverage? Stop procrastinating! Every year you wait equals an increase in cost for coverage. Take for example, John Smith who knows that he needs long term care coverage when he’s older but is only 35 now. John thinks that he...
5 Tips to Set and Achieve Personal Goals

5 Tips to Set and Achieve Personal Goals

As the beginning of the year has begun, it may be the perfect time to think about or consider setting some personal goals! Whether that be for the week, month, year or over the course of a lifetime, goal-setting can be a powerful tool in feeling and becoming...
Important Letter Regarding Your Long Term Care

Important Letter Regarding Your Long Term Care

We wanted to update you on the current status of your National Peace Officers and FireFighters Benefit Association (NPFBA) long-term care (LTC) plan (Plan). There have been recent concerns over other LTC plans operating in California. NPFBA does not anticipate...
Why You Should Have Long Term Care

Why You Should Have Long Term Care

As the cost of care continues to rise, Long Term Care (LTC) coverage becomes an increasingly important component of every American’s safety net. Traditional health insurance does not cover most LTC services. State and Federal programs only cover people with low...
6 Ways to Teach Your Kids About Saving Money

6 Ways to Teach Your Kids About Saving Money

Do you remember when you were a kid and you wanted to buy something? You would ask one of your parents or grandparents and sure enough they would usually buy it for you. Ultimately, this free pocket of money stopped as you grew older and you were told to do household...