What Does it Mean to Fund a Trust?

What Does it Mean to Fund a Trust?

As a person’s career advances, or even begins to wind down, depending on how you look at it, there comes a time to consider a whole host of topics, such as long-term care options and retirement plans. But a third category is just as important as those other two:...
How Earning An Allowance Helps Kids Learn About Money

How Earning An Allowance Helps Kids Learn About Money

Next time you are in a group of your peers, preferably those with elementary-age children, try this for a conversation starter: “Do your kids get an allowance?” Chances are you will be on the receiving end of an entire range of opinions, from “No way! It is their job...
The Importance of Estate Planning with Long-Term Care in Mind

The Importance of Estate Planning with Long-Term Care in Mind

Most people, by the time they reach their mid-50s, are enjoying an empty nest. Kids are on their own, probably either graduated from college and starting a career, or already in stable jobs or careers and even thinking about a family of their own some day. This is...
The Advantages of Youth-Stop Procrastinating

The Advantages of Youth-Stop Procrastinating

Are you considering NPFBA Long Term Care coverage? Stop procrastinating! Every year you wait equals an increase in cost for coverage. Take for example, John Smith who knows that he needs long term care coverage when he’s older but is only 35 now. John thinks that he...
5 Tips to Set and Achieve Personal Goals

5 Tips to Set and Achieve Personal Goals

As the beginning of the year has begun, it may be the perfect time to think about or consider setting some personal goals! Whether that be for the week, month, year or over the course of a lifetime, goal-setting can be a powerful tool in feeling and becoming...
Important Letter Regarding Your Long Term Care

Important Letter Regarding Your Long Term Care

We wanted to update you on the current status of your National Peace Officers and FireFighters Benefit Association (NPFBA) long-term care (LTC) plan (Plan). There have been recent concerns over other LTC plans operating in California. NPFBA does not anticipate...