With the number of different insurance products in the marketplace today, consumers have many more choices than they did twenty, thirty, or even fifty years ago. But with those expanded choices comes a need to do a little more homework, so that the right product is...
One common firefighter schedule, the 24/48, is named for the rotating hours on and hours off. It requires a 24-hour shift followed by 48 hours off. Another common firefighter schedule is the 48/96, which means two days (48 hours) on and four days off. Both schedules...
If you’ve decided that a revocable trust is the right choice for you, it may be time to start hunting for a financial or legal professional who can create it and walk you through the process. If you are still trying to figure out whether it’s a will or a trust that...
An important aspect of LTC planning that reaches beyond your health and care options is your estate or assets. More specifically, after you die, your loved ones will need to know how to divide your belongings and assets. While many people use the terms “will” and...
As a person’s career advances, or even begins to wind down, depending on how you look at it, there comes a time to consider a whole host of topics, such as long-term care options and retirement plans. But a third category is just as important as those other two:...
Next time you are in a group of your peers, preferably those with elementary-age children, try this for a conversation starter: “Do your kids get an allowance?” Chances are you will be on the receiving end of an entire range of opinions, from “No way! It is their job...
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