Whole v. Term Life Insurance: A Primer
With the number of different insurance products in the marketplace today, consumers have many more choices than they did twenty, thirty, or even fifty years ago. But with those expanded choices comes a need to do a little more homework, so that the right product is...
What is the Difference Between a Will and a Trust
An important aspect of LTC planning that reaches beyond your health and care options is your estate or assets. More specifically, after you die, your loved ones will need to know how to divide your belongings and assets. While many people use the terms “will” and...
What Does it Mean to Fund a Trust?
As a person’s career advances, or even begins to wind down, depending on how you look at it, there comes a time to consider a whole host of topics, such as long-term care options and retirement plans. But a third category is just as important as those other two:...
Important Letter Regarding Your Long Term Care
We wanted to update you on the current status of your National Peace Officers and FireFighters Benefit Association (NPFBA) long-term care (LTC) plan (Plan). There have been recent concerns over other LTC plans operating in California. NPFBA does not anticipate...