
MARCH Into Injury Rehab – Or MARCH Into Long-Term Care? 5 Injuries First Responders Need to Stop Walking Off
You are tough. You are who people call when sh*t hits the fan. Pain? It is just a suggestion. Rest? That is for civilians. You power through injuries like a warhorse because that is what first responders do. But here’s the ugly truth: That nagging injury you are...

Retirement Roulette: Will You Be Spinning the Wheel of Long-Term Care?
You have spent decades running into danger while everyone else runs away. You have racked up injuries, sleepless nights, and more stress than any human should legally endure. Now, you’re finally seeing the glow of retirement, promising on the horizon - your...

Victory! The Social Security Fairness Act Just Made You Richer
Finally, a Fix: The Social Security Fairness Act Delivers Real Relief The Social Security Fairness Act (H.R. 82) has officially gone into effect, bringing long-overdue relief to public servants across the country. The Social Security Administration (SSA) has announced...

11 Holiday Traditions to Start with Your Family (Even When You’re On Shift) – A Guide For First Responders
Being a first responder during the holidays can feel like a cruel joke. While others are cozying up with cocoa, you’re wrestling with emergencies, cranky coworkers, and a skeleton crew. But fear not, holiday warriors! We’ve cooked up a snarky, heartfelt list of...

8 Retirement Planning Resolutions for First Responders Who Don’t Want to Work Forever
Ah, retirement, every first responder's not-so-secret fantasy. A life where your knees don't ache from running toward chaos, and the only fire you're putting out is on the backyard grill. But unless you plan better than a rookie writing their first incident report,...

11 Ways First Responders Can Maximize End-of-Year Benefits for Financial and Family Security
The holidays are coming, and while most folks are decking the halls, first responders know better: it’s crunch time. Between shift changes, emergencies, and wondering if Santa’s reindeer can handle your family drama, there's still time to wring every penny and perk...

The Top 7 Retirement Planning Mistakes First Responders Must Avoid
You’re out there every day, dealing with chaos, and doing the job that most people wouldn’t dare to do. But here’s the harsh truth: you can be a hero on the streets, but if you don’t get your retirement game in check, you’re gonna be a zero when it comes to your...

11 No-Nonsense Ways to Boost Your Retirement Savings as a First Responder
Alright, let's cut through the nonsense talk about retirement savings for first responders. I know you're probably rolling your eyes already, thinking, "Great, another lecture about saving money I don't have." But stick with me - this isn't your typical financial...

10 Reasons Why NPFBA is the #1 Long-Term Care Provider for Law Enforcement Officers and Firefighters in California
When it comes to long-term care (LTC) coverage, California's law enforcement officers and firefighters deserve nothing but the best. These brave professionals dedicate their lives to protecting and serving their communities, often putting themselves in harm's way....

Turning 40 As a First Responder: 8 Ways to Make It Your Best Year Yet
Turning 40 is a milestone that often comes with mixed feelings—especially for first responders like law enforcement officers and firefighters. For those serving in California, where the demands of public safety roles are uniquely intense, hitting 40 can feel like a...