11 Holiday Traditions to Start with Your Family (Even When You’re On Shift) – A Guide For First Responders
Being a first responder during the holidays can feel like a cruel joke. While others are cozying up with cocoa, you’re wrestling with emergencies, cranky coworkers, and a skeleton crew. But fear not, holiday warriors! We’ve cooked up a snarky, heartfelt list of...
8 Retirement Planning Resolutions for First Responders Who Don’t Want to Work Forever
Ah, retirement, every first responder's not-so-secret fantasy. A life where your knees don't ache from running toward chaos, and the only fire you're putting out is on the backyard grill. But unless you plan better than a rookie writing their first incident report,...
11 Ways First Responders Can Maximize End-of-Year Benefits for Financial and Family Security
The holidays are coming, and while most folks are decking the halls, first responders know better: it’s crunch time. Between shift changes, emergencies, and wondering if Santa’s reindeer can handle your family drama, there's still time to wring every penny and perk...
The Top 7 Retirement Planning Mistakes First Responders Must Avoid
You’re out there every day, dealing with chaos, and doing the job that most people wouldn’t dare to do. But here’s the harsh truth: you can be a hero on the streets, but if you don’t get your retirement game in check, you’re gonna be a zero when it comes to your...
11 No-Nonsense Ways to Boost Your Retirement Savings as a First Responder
Alright, let's cut through the nonsense talk about retirement savings for first responders. I know you're probably rolling your eyes already, thinking, "Great, another lecture about saving money I don't have." But stick with me - this isn't your typical financial...
10 Reasons Why NPFBA is the #1 Long-Term Care Provider for Law Enforcement Officers and Firefighters in California
When it comes to long-term care (LTC) coverage, California's law enforcement officers and firefighters deserve nothing but the best. These brave professionals dedicate their lives to protecting and serving their communities, often putting themselves in harm's way....
Turning 40 As a First Responder: 8 Ways to Make It Your Best Year Yet
Turning 40 is a milestone that often comes with mixed feelings—especially for first responders like law enforcement officers and firefighters. For those serving in California, where the demands of public safety roles are uniquely intense, hitting 40 can feel like a...
25 Points of Wisdom From 25 Years of Service To California’s First Responders
NPFBA has spent 25 years helping California's bravest build incredible careers and lives and protecting them with Long-Term Care. And as a member-managed association of career firefighters and law enforcement officers, we serve from the frontlines, not the sidelines....
Maximize Your Money: 11 Powerful Personal Finance Apps for First Responders
There is an entire ocean of personal finance apps out there. Luckily, we have taken the time to roung up 11 of the best to help you stay at the top of your money game. 1. YNAB (You Need A Budget) - Your Personal Finance Boot Camp YNAB is the drill sergeant your money...
How to Master Mindful Consumerism: 12 Steps to an Abundant Lifestyle
We’re about to revolutionize your spending habits and set you on the path to true abundance. Forget what you think you know about smart shopping – it's time to talk about mindful consumerism and we're going deeper than coupons and sales. This is about rewiring your...